I've been playing a build that just happens to have 2x Bad Luck in it. Sadly, the card has gotten more use for me as a way to trigger blocks or to stack on ally or enemy to push off an attached card than what the card is actually supposed to do. I can only think of one attack where its actual properties made a difference, and even that particular fight's outcome was not changed. My suggestion is to change it from -1 to -2 so it is ever so slightly more useful as a counter to things like Dodge.